:root{
  --navy:#0b3d91; --navy-d:#082c69; --blue:#1565c0; --sky:#e8f1ff; --cyan:#4fc3f7;
  --ink:#14213d; --muted:#4a5872; --line:#d5e0f2; --bg:#ffffff; --alt:#f4f8fe;
  --wa:#128c4a; --wa-d:#0e6e3a; --radius:12px;
  --font:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:76px}
body{margin:0;font-family:var(--font);color:var(--ink);background:var(--bg);line-height:1.6;font-size:17px;-webkit-font-smoothing:antialiased}
img,svg{max-width:100%;display:block}
a{color:var(--blue)}
a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid var(--cyan);outline-offset:2px}
h1,h2,h3{line-height:1.2;color:var(--navy-d);margin:0 0 .5em}
h1{font-size:clamp(1.9rem,5.5vw,3rem);letter-spacing:-.02em;color:#fff}
h2{font-size:clamp(1.5rem,3.6vw,2.1rem);letter-spacing:-.01em}
h3{font-size:1.12rem}
p{margin:0 0 1em}
.wrap{width:min(1140px,100% - 2.5rem);margin-inline:auto}
.narrow{max-width:820px}
.small{font-size:.88rem}.muted{color:var(--muted)}
.skip{position:absolute;left:-999px;top:0;background:#fff;padding:.6rem 1rem;z-index:100}
.skip:focus{left:1rem}

/* header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(6px);border-bottom:1px solid var(--line)}
.header-inner{display:flex;align-items:center;gap:1rem;min-height:64px}
.brand{display:flex;align-items:center;gap:.6rem;text-decoration:none;color:var(--ink);margin-right:auto}
.brand span{display:flex;flex-direction:column;line-height:1.15}
.brand strong{font-size:1rem;color:var(--navy-d)}
.brand small{font-size:.75rem;color:var(--muted)}
.nav{display:none;list-style:none;margin:0;padding:0;gap:1.4rem}
.nav a{text-decoration:none;color:var(--ink);font-weight:500;font-size:.95rem}
.nav a:hover{color:var(--blue)}
.site-header .header-cta{display:none}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;padding:.8rem 1.25rem;border-radius:10px;font-weight:600;text-decoration:none;font-size:1rem;border:2px solid transparent;cursor:pointer;font-family:inherit;min-height:48px}
.btn-wa{background:var(--wa);color:#fff}.btn-wa:hover{background:var(--wa-d)}
.btn-primary{background:var(--navy);color:#fff}.btn-primary:hover{background:var(--navy-d)}
.btn-outline{border-color:#fff;color:#fff;background:transparent}.btn-outline:hover{background:rgba(255,255,255,.12)}

/* hero */
.hero{background:linear-gradient(160deg,var(--navy-d) 0%,var(--navy) 55%,#1453b8 100%);color:#e8f1ff;padding:3rem 0 3.5rem}
.hero .lead{font-size:1.12rem;color:#dbe7ff;max-width:36em}
.hero .muted{color:#b9cdf0}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.8rem;font-weight:700;color:var(--cyan);margin-bottom:.8rem}
.hero-grid{display:grid;gap:2.2rem;align-items:center}
.cta-row{display:flex;flex-wrap:wrap;gap:.75rem;margin:1.5rem 0 .8rem}
.cta-row .btn{flex:1 1 220px}
.hero-card{margin:0;background:#fff;border-radius:16px;overflow:hidden;box-shadow:0 20px 50px rgba(0,0,0,.25)}
.hero-card figcaption{padding:1.1rem 1.3rem;color:var(--ink)}
.blueprint{width:100%;height:auto}

/* lists */
.ticks{list-style:none;padding:0;margin:0}
.ticks li{position:relative;padding-left:1.8rem;margin:.55rem 0}
.ticks li::before{content:"";position:absolute;left:0;top:.35em;width:1.05rem;height:1.05rem;border-radius:50%;background:var(--sky) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M4 8.5l2.5 2.5L12 5.5' fill='none' stroke='%230b3d91' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/80% no-repeat}
.chips{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:.5rem}
.chips li{background:var(--sky);color:var(--navy-d);border:1px solid var(--line);padding:.4rem .85rem;border-radius:999px;font-size:.92rem;font-weight:500}

/* sections */
.section{padding:3.5rem 0}
.section.alt{background:var(--alt);border-block:1px solid var(--line)}
.section-lead{color:var(--muted);max-width:40em;font-size:1.05rem}
.cards{display:grid;gap:1rem;margin-top:1.6rem}
.card{background:#fff;border:1px solid var(--line);border-top:4px solid var(--blue);border-radius:var(--radius);padding:1.3rem 1.3rem .4rem}
.card p{color:var(--muted);font-size:.97rem}
.note{margin-top:1.6rem;background:var(--sky);border-left:4px solid var(--navy);padding:1rem 1.2rem;border-radius:8px;font-size:.95rem}
.two-col{display:grid;gap:2.5rem}

/* steps */
.steps{list-style:none;padding:0;margin:1.6rem 0 0;display:grid;gap:1rem}
.steps li{display:flex;gap:1rem;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.1rem 1.2rem}
.steps .num{flex:0 0 2.4rem;height:2.4rem;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:700}
.steps p{color:var(--muted);margin:0;font-size:.97rem}
.steps h3{margin-bottom:.25rem}

/* faq */
details{background:#fff;border:1px solid var(--line);border-radius:10px;margin:.7rem 0;padding:0 1.2rem}
summary{cursor:pointer;font-weight:600;padding:1rem 0;list-style:none;position:relative;padding-right:2rem;color:var(--navy-d)}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";position:absolute;right:0;top:.8rem;font-size:1.4rem;color:var(--blue)}
details[open] summary::after{content:"–"}
details p{color:var(--muted)}

/* contact */
.contact-list{list-style:none;padding:0;margin:1.2rem 0}
.contact-list li{display:flex;flex-direction:column;padding:.8rem 0;border-bottom:1px solid var(--line)}
.contact-list span{font-size:.82rem;text-transform:uppercase;letter-spacing:.06em;color:var(--muted)}
.contact-list a{font-size:1.15rem;font-weight:600;text-decoration:none}
.form{display:grid;gap:1rem;background:var(--alt);border:1px solid var(--line);border-radius:16px;padding:1.4rem}
.field{display:flex;flex-direction:column;gap:.35rem}
.field label{font-weight:600;font-size:.92rem}
input,select,textarea{font:inherit;padding:.7rem .8rem;border:1px solid #a9bbd8;border-radius:8px;background:#fff;color:var(--ink);min-height:46px}
.full{grid-column:1/-1}
.form .small{margin:0}

/* footer */
.site-footer{background:var(--navy-d);color:#cfdcf5;padding:2.2rem 0 5.5rem}
.site-footer a{color:#fff}
.footer-inner{display:grid;gap:.6rem}
.footer-inner p{margin:0}

.wa-float{position:fixed;right:16px;bottom:16px;width:56px;height:56px;border-radius:50%;background:var(--wa);color:#fff;display:grid;place-items:center;box-shadow:0 8px 24px rgba(0,0,0,.25);z-index:60}

@media (min-width:640px){
  .cards{grid-template-columns:repeat(2,1fr)}
  .form{grid-template-columns:1fr 1fr}
}
@media (min-width:960px){
  .nav{display:flex}
  .site-header .header-cta{display:inline-flex;padding:.55rem 1rem;min-height:40px;font-size:.92rem}
  .hero{padding:4.5rem 0 5rem}
  .hero-grid{grid-template-columns:1.15fr .85fr}
  .cards{grid-template-columns:repeat(3,1fr)}
  .two-col{grid-template-columns:1fr 1fr;align-items:start}
  .steps{grid-template-columns:repeat(5,1fr)}
  .steps li{flex-direction:column}
  .footer-inner{grid-template-columns:1.2fr 1fr;align-items:end}
  .footer-inner .small{grid-column:1/-1}
  .site-footer{padding-bottom:2.2rem}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}